Track auto, home, and life insurance renewals from a single place.

Renewable policies reprice on every term and tend to creep up with age. Lifetime policies hold their price but quietly become over-coverage as your life stage shifts. Reviewing them with the same mental model is unrealistic, so it helps to keep them on separate tracks.

• Auto: annual renewal, claim record and rider review each cycle
• Home: maximum terms shortening over time, check remaining years
• Life: usually long-term, but family changes trigger reviews
• Medical: renewable products climb with age, watch the reprice

Cancelling auto-renewal and comparing other providers needs at least thirty days, ideally sixty. Auto insurance quotes alone can vary by hundreds of dollars annually based on driving record, mileage, and named-driver scope.

Kigen extracts the policy expiry and insurer from a snapped policy document and pings you at sixty and fourteen days, so 'auto-renewed before I could look' stops being the default outcome.

Often only one family member knows the details of each policy. That's a problem when something happens. A shared shelf with every active policy means anyone in the household can find what insurer, what product, and what claim line to call.

If you'd rather not share the policy image itself, you can choose to share only the insurer name and expiry field.

Reviewing insurance monthly burns out. Pick a single month in the year as 'insurance month' and check every active policy then. Kigen's insurance shelf gathers them all in one place, so when that month rolls around you can see every expiry and premium on one screen.

Home insurance terms have been shortening in recent years. If you signed on for a long-term policy, knowing exactly how many years remain prevents being surprised by a major price step at renewal. Logging the remaining term in Kigen invites earlier comparisons before the cliff.